If you depend on government benefits to manage monthly expenses, knowing exactly when your payments arrive is essential. Whether you’re receiving the Canada Child Benefit (CCB), Canada Pension Plan (CPP), Old Age Security (OAS), or provincial support programs, keeping track of deposit dates ensures you stay on budget and avoid unnecessary stress.
This guide breaks down all the key benefit payment dates for June and July 2025, and outlines steps you can take to receive your money on time and without delay.
Overview: Why Payment Dates Matter
The Canadian government issues most financial benefits on a monthly or quarterly basis. These payments provide vital support for families, seniors, and low-income individuals, covering needs such as:
- Childcare and school supplies
- Groceries and household bills
- Housing and heating costs
- Mobility and health-related expenses
Here’s a quick overview of federal and provincial payment dates for June and July 2025:
| Benefit Type | June 2025 | July 2025 |
|---|---|---|
| Canada Child Benefit (CCB) | June 17 | July 20 |
| CPP / Old Age Security (OAS) | June 28 | July 28 |
| GST/HST Credit | June 4 | October 4 (next) |
| Canada Carbon Rebate (CCR) | June 15 | July (TBD) |
| Ontario Trillium Benefit (OTB) | June 10 | July 9 |
| Alberta Child & Family Benefit | — | July 27 |
Why These Payments Are Critical
Millions of Canadians rely on these benefits to maintain basic living standards. These funds often act as the main source of income for seniors, and a financial safety net for families with children or individuals with disabilities. Any delay or error in these payments can lead to missed bills, credit penalties, or financial hardship.
Federal Program Details
Canada Child Benefit (CCB)
- June Payment: June 17, 2025
- July Payment: July 20, 2025
- To be eligible, you must file your annual taxes and be recognized as the primary caregiver for the child.
Canada Pension Plan (CPP) and Old Age Security (OAS)
- June Payment: June 28, 2025
- July Payment: July 28, 2025
- These monthly payments provide retirement and disability income. The fastest and most secure option is direct deposit via My Service Canada Account.
GST/HST Credit
- Next Payment: June 4, 2025
- This quarterly credit helps low- to moderate-income Canadians offset sales taxes. The next credit will be issued in October 2025.
Canada Carbon Rebate (CCR)
- June Payment: June 15, 2025
- July Date: TBD (announced closer to the date)
- This rebate offsets the cost of federal carbon pricing, especially in provinces like Alberta, Saskatchewan, Manitoba, and Ontario.
Provincial Benefit Highlights
Ontario Trillium Benefit (OTB)
- June Payment: June 10, 2025
- July Payment: July 9, 2025
- Includes energy, property tax, and sales tax credits—all combined into one monthly deposit.
Alberta Child and Family Benefit (ACFB)
- Next Payment: July 27, 2025
- Payments are issued quarterly based on family income. Ensure your 2024 taxes are filed to receive the benefit in July.
How to Receive Your Cheques Without Delay
To receive your benefits on time, follow these simple steps:
File Your Taxes On Time
- For most people, the deadline is April 30.
- Self-employed individuals must file by June 15, though payment is still due by April 30.
- No return = no benefits—even if you had no income.
Register for Direct Deposit
- Log in to your CRA My Account or your banking app to set up direct deposit.
- This is the fastest, safest, and most reliable way to receive benefits.
Keep Your Information Updated
- Moved recently? Changed banks? Had a child? Got married or separated?
Update your info with the CRA or Service Canada to avoid disruptions.
Monitor Your CRA Account
- Use CRA My Account to view:
- Upcoming payments
- Benefit notices
- Requests for documents
- Consider it your personal benefits dashboard.
Stay Informed About New 2025 Programs
New programs and one-time payments may be announced throughout the year. For instance, the Working Canadians Rebate, offering \$250 to low-income earners, is expected to roll out in 2025. Subscribe to CRA alerts or check the official website for updates.
Common Mistakes That Delay Benefits
Avoid these pitfalls to ensure timely payments:
- Missing the tax deadline – this results in automatic disqualification.
- Incorrect or outdated information – especially bank account or address details.
- Ignoring CRA letters – they may include vital instructions or requests.
- Assuming you’re not eligible – income thresholds are often higher than people realize.
Real-Life Examples
Sarah: A Single Parent on the CCB and GST/HST Credit
Sarah filed her 2024 taxes in April and keeps her CRA account up to date. As a result, she receives her Canada Child Benefit on June 17 and July 20, and the GST/HST Credit on June 4, without any delays.
John: Retired Senior on CPP and OAS
John receives both CPP and OAS and opted into direct deposit years ago. His payments arrive on time every month—June 28 and July 28. He also receives the Canada Carbon Rebate to help cover heating costs.