If you’re a parent or caregiver in Canada, the Canada Child Benefit (CCB) should be on your radar—especially with the increased payment arriving in June 2025. With up to \$648.91 per child under age six, this tax-free support from the government is designed to help families handle the rising cost of raising children.
Whether you’re paying for groceries, childcare, or summer camps, the June 2025 CCB payment offers timely financial relief. Here’s everything you need to know about the new payment amount, eligibility, and how to make sure you get your full benefit.
What Is the Canada Child Benefit? (Program Overview)
The Canada Child Benefit (CCB) is a monthly, tax-free payment provided by the Canada Revenue Agency (CRA) to assist families with the cost of raising children under 18.
It’s based on your previous year’s income, your family size, and the age of your children. Payments are adjusted each July to reflect inflation and changes in your financial situation.
What’s New in June 2025? (Key CCB Updates)
The June 2025 CCB payment marks a 4.7% increase from last year, thanks to inflation adjustments. It also serves as the final payment of the July 2024–June 2025 benefit cycle, making this the perfect time to review your information ahead of the new cycle in July.
Payment Date: June 17, 2025
This timing is especially helpful for families with higher summer expenses—think day camps, family outings, and increased food costs while kids are home from school.
How Much Will You Receive? (Monthly and Annual Amounts)
Your monthly benefit depends on your child’s age and your family income. Here are the maximum amounts for June 2025:
| Child’s Age | Monthly Max | Annual Max |
|---|---|---|
| Under 6 years | \$648.91 | \$7,787 |
| Age 6–17 | \$547.50 | \$6,570 |
Example:
If you have a 4-year-old and a 10-year-old, and your net family income is around \$50,000, you could receive nearly \$1,000 this month.
To get a personalized estimate, use the CRA’s Child and Family Benefits Calculator on the official website.
Are You Eligible for the CCB? (Who Can Receive It)
To qualify for the Canada Child Benefit, you must:
- Live with a child under age 18
- Be the child’s primary caregiver
- Reside in Canada for tax purposes
- File an income tax return each year
- Meet citizenship or immigration requirements (Canadian citizen, permanent resident, or valid temporary status)
Your spouse or partner must also file their tax return to ensure eligibility.
Newcomers to Canada:
You may become eligible after 18 months of residency on a valid permit—once you have filed a tax return.
How Is the CCB Calculated? (Understanding the Math)
The Canada Revenue Agency calculates your benefit using your Adjusted Family Net Income (AFNI) from the previous year’s tax return.
| AFNI Level | What Happens |
|---|---|
| Under \$36,502 | Receive full benefit |
| Over \$36,502 | Gradual reduction based on family size |
The reduction rates are as follows:
- 7% for one child
- 13.5% for two children
- Higher percentages for three or more children
Tips to Keep Receiving Full Payments (Avoid Missed Benefits)
Missing or outdated information can cause delays or reductions in your CCB. Follow these tips to stay on track:
1. File Your Taxes Every Year
Even if you have no income, filing is essential. The CRA uses your return to determine eligibility and payment amount.
2. Update Your Information Promptly
Report changes in:
- Address
- Marital status
- Number of children in your care
3. Use Direct Deposit
Enroll through CRA My Account or your bank to get your money faster and securely.
How to Check Your CCB Status (Manage Your Account Online)
The easiest way to track and manage your Canada Child Benefit is by using CRA My Account:
- Log in at canada.ca
- Go to “Benefits and Credits”
- View payment history, upcoming payments, and estimated amounts
- Update banking or personal details in real time
This ensures you stay fully informed and avoid delays or interruptions.
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Why the June 2025 Payment Matters (Final Payment of the Cycle)
June 2025 isn’t just a regular month—it’s the last CCB payment in the current annual cycle. It’s also a higher payout thanks to the 4.7% inflation increase over last year.
Since families often face extra costs in spring and summer, this payment arrives at a crucial time to help with:
- Daycare fees
- Outdoor activities
- School breaks
- Extra groceries at home
