With the cost of living on the rise, thousands of Canadians are searching for financial relief. If you’re working and earning a low to moderate income, the Canada Workers Benefit (CWB) could provide a tax-free boost of up to \$1,518 in June 2025. And for families or people with disabilities, the total payout may be even higher.
Here’s everything you need to know to secure your payment, avoid common mistakes, and make sure you don’t miss out.
What Is the Canada Workers Benefit?
The Canada Workers Benefit is a refundable tax credit from the Canada Revenue Agency (CRA). It’s designed to support working individuals and families who earn modest incomes. The main goal? To reward work and reduce financial strain on lower-income Canadians.
Unlike other programs, CWB is calculated automatically when you file your taxes—but only if your return is submitted correctly and on time.
CWB Payout Amounts for June 2025
How Much Can You Receive?
Your total CWB payment depends on your income, marital status, and disability status. Here’s a breakdown of potential amounts for the June 2025 installment:
- Single individuals: Up to \$1,518
- Families: Up to \$2,838 combined
- Disability supplement: Extra \$1,000 (per eligible individual)
The amount starts to phase out if your income goes above a certain limit. Once your income exceeds the upper threshold, the benefit is reduced to zero.
Eligibility Rules for 2025
Who Qualifies?
To be eligible for the Canada Workers Benefit in 2025, you must:
- Be 19 years or older by June 30, 2025, or live with a spouse or dependent
- Be a resident of Canada for the full year
- Have employment or self-employment income
- Earn within the qualifying income range
- Not be a full-time student (unless you have a dependent)
- Not be incarcerated for more than 90 days in the year
If you or your spouse qualifies for the Disability Tax Credit (DTC), you may also be eligible for the CWB Disability Supplement. Make sure this is claimed properly on your tax return.
CWB Payment Schedule: When Will You Get Paid?
The CWB is distributed in four advance installments throughout the year:
- March
- June
- September
- December (or with your tax refund)
For the June 2025 payment, the CRA will use your 2024 tax return. If you haven’t filed it by then, you won’t receive the payment.
How to Track Your CWB Payment
Stay Informed with CRA Tools
Want to check your status or estimate how much you’ll get? Use these tools:
- CRA MyAccount: A secure portal where you can view your payment history, benefit eligibility, and personal info
- CWB Calculator: Enter your income, marital status, and family size to get an estimate
- File your taxes: The most critical step. No return means no benefit.
Common Mistakes That Delay Payments
Avoid These Errors
Even though the CWB is meant to be simple, many Canadians still miss out due to these issues:
- Filing taxes late: Delayed returns mean delayed or missed payments
- Outdated CRA details: If your marital status, address, or children changed, update them ASAP
- Forgetting to claim the disability credit: If eligible, not applying can cost you \$1,000 or more
- Estimating income inaccurately: Use your final income figures, not estimates
Application: No Forms, Just File Your Taxes
There’s no separate application for the CWB. It’s included in your tax return. As long as your return is accurate and submitted on time, you’ll be automatically assessed for the benefit.
If you’re eligible, you’ll see the credit applied when you receive your notice of assessment or benefit summary.
Where to Get Help
Need Support?
If you’re confused about your eligibility or missed a payment, here’s where to turn:
- CRA Website: Full details on eligibility, amounts, and deadlines
- CRA Phone Line: Call 1-800-959-8281 to speak with an agent
- Tax Professionals: A tax expert can help ensure you’re not missing out on additional credits or deductions