The Canadian government has revised the Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit for 2025, offering higher payouts starting June 2025. This credit is a tax-free quarterly payment meant to help low- and middle-income families offset the burden of GST or HST on everyday goods and services. As inflation continues to challenge household budgets, these updates come as timely relief for millions of Canadians.
What Is the GST/HST Credit?
The GST/HST Credit is a financial assistance program run by the Canada Revenue Agency (CRA). It aims to reduce the impact of federal and provincial consumption taxes on individuals and families with modest incomes.
- GST (Goods and Services Tax) applies federally across Canada.
- HST (Harmonized Sales Tax) combines GST with provincial tax and is applicable in provinces like Ontario, Nova Scotia, New Brunswick, Prince Edward Island, and Newfoundland and Labrador.
Since these taxes apply to nearly every purchase, the credit is designed to put money back into the pockets of those who need it most.
What’s New in June 2025?
Starting June 2025, the GST/HST credit amounts have increased by an average of 2.8%, reflecting adjustments for inflation and cost of living. Here’s how much eligible recipients can now expect:
| Recipient Type | Annual Maximum GST/HST Credit (2025) |
|---|---|
| Single Individual | \$337 |
| Married/Common-law Couple | \$704 |
| Each Child Under Age 19 | \$185 per child |
This annual amount is split into four quarterly payments and issued throughout the year.
GST/HST Credit Payment Dates for 2025–2026
The credit is paid out quarterly, with funds either deposited directly into your bank account or sent by cheque. The upcoming payment dates are:
- June 5, 2025
- October 5, 2025
- January 5, 2026
- April 5, 2026
To receive payments on time, make sure your banking and address information is current with CRA.
Who Is Eligible for the GST/HST Credit in 2025?
To qualify, you must meet the following conditions:
- Be 19 years or older, OR
- If under 19, be married, in a common-law relationship, or a parent living with your child
- Be a legal resident of Canada
- Have filed your 2024 tax return, regardless of income level
- Meet the net income requirements set by the government
Income thresholds for 2025:
| Household Type | Net Family Income Limit (Approx.) |
|---|---|
| Single Individual | Up to \$52,000 |
| Families (with children) | Up to \$58,000–\$65,000, depending on number of children |
If your income is above these limits, your payment may be reduced or you may become ineligible.
How to Apply for the GST/HST Credit
No separate application is required. When you file your annual income tax return, CRA will automatically assess your eligibility.
Important Note for New Immigrants:
If you’re a newcomer to Canada, you must complete and submit Form RC151 (GST/HST Credit Application for Individuals Who Become Residents of Canada) to start receiving benefits.
Why the GST/HST Credit Matters
In today’s inflationary climate, even small tax credits can offer meaningful relief. Here’s why this program is essential:
- Reduces everyday costs: Helps offset taxes paid on groceries, utility bills, clothing, and transportation
- Supports low-income households: Especially valuable for those living on fixed incomes or single incomes
- No strings attached: The payment is tax-free, doesn’t affect other benefits, and requires no extra paperwork for most citizens
- Easy to receive: Funds are automatically deposited each quarter
This makes the GST/HST Credit one of the most accessible and impactful support programs in Canada’s tax system.
What You Should Do to Ensure Payment
To avoid missing out, take these key steps:
- File your 2024 tax return even if you had no income
- Register for direct deposit with CRA to receive payments faster
- Keep your address and contact info updated to avoid mailed cheque delays
- Check your CRA “My Account” for payment updates and upcoming credits
If you miss filing your taxes, you could lose eligibility entirely, even if your income qualifies.
What If You’re Not Eligible or Didn’t Receive Payment?
If you didn’t get your expected GST/HST credit:
- Wait at least 10 business days past the payment date
- Then call CRA at 1-800-387-1193
- You can also check your Notice of Assessment or CRA online portal for payment details
For those who no longer qualify due to higher income, explore other available credits and rebates, such as Canada Child Benefit, Grocery Rebate, or Rent Relief Programs.
