The GST/HST Credit, issued by the Government of Canada, continues to be a vital financial support for millions of Canadians struggling with rising inflation and cost of living. Designed specifically for low- and modest-income individuals and families, this tax-free benefit helps offset the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) paid throughout the year.
The next quarterly credit is scheduled for July 2025, and eligible Canadians may receive up to $179.
What Is the GST/HST Credit?
The GST/HST Credit is a tax-free quarterly benefit, not a refund or deduction. It is managed by the Canada Revenue Agency (CRA) and is intended to ease the tax burden on lower-income Canadians, including singles, couples, and families with children.
This credit is paid four times a year—in January, April, July, and October—and is calculated based on your previous year’s income tax return. For the upcoming July 2025 payment, the CRA will use data from your 2024 income tax return to determine your eligibility and payment amount.
July 2025 GST/HST Payment Date Confirmed
According to the CRA, the next GST/HST Credit payment will be issued on July 5, 2025. This date marks the start of the 2025–2026 benefit year, which runs from July 2025 through June 2026.
To receive the payment, you must have filed your 2024 tax return, even if you had no income. The CRA automatically reviews your return to check eligibility. If you qualify, the payment will be deposited directly into your registered bank account or sent by cheque.
Who Is Eligible for the GST/HST Credit in July 2025?
Eligibility for the GST/HST Credit depends on several key factors:
- You are a resident of Canada for tax purposes
- You are at least 19 years old, or you have a spouse/common-law partner or are a parent
- You have filed your 2024 income tax return
- Your family’s net income is below the CRA’s income threshold
Note: If your income is higher or you do not have dependents, you may receive a lower amount or no credit at all.
How Much Will You Receive in July 2025?
The amount of the credit depends on your income level, family size, and number of children. Below is the estimated maximum amount for the July 2025 quarterly payment based on current CRA guidelines:
| Recipient Type | July 2025 Payment | Annual Total |
|---|---|---|
| Single Individual | Up to $95 | Up to $380 |
| Married/Common-Law Couple | Up to $179 total | Up to $716 |
| Per Child (under 19) | Up to $47 | Up to $188 |
These figures are subject to change depending on inflation and updates from the federal budget.
How to Get the GST/HST Credit Payment
If you’ve already filed your 2024 income tax return and meet the eligibility requirements, you do not need to apply separately. The CRA will automatically:
- Assess your eligibility
- Issue the payment via direct deposit or cheque
To ensure timely payment, update your address and banking information in your CRA MyAccount if anything has changed recently.
If you’re eligible but haven’t received your payment, check your CRA account to:
- Review your application status
- Ensure there are no missing documents or errors
Importance of the GST/HST Credit
For many Canadians, this credit is a lifeline. With inflation straining household budgets, the GST/HST Credit helps manage essential expenses. Whether you’re living alone, in a partnership, or raising a family, the credit ensures you can cover day-to-day costs more easily.
In times of economic uncertainty, every dollar counts—and this tax-free quarterly payment offers meaningful support for eligible recipients.
What to Do If You’re Not Receiving the Credit
If you believe you’re eligible but haven’t received a payment:
- Log in to your CRA MyAccount
- Check your 2024 tax return filing status
- Ensure your address and direct deposit details are correct
- Look for any missing or incorrect documents
- Contact the CRA support line for clarification
Being proactive can help you receive future payments on time.
Final Reminder for July 2025
To receive the July 2025 GST/HST Credit, make sure:
- You’ve filed your 2024 tax return
- Your CRA profile is up to date
- You’re within the income eligibility limits
- You’re a resident of Canada and meet the age/family criteria
This financial assistance can go a long way in covering essential living expenses and reducing the burden of consumption taxes.
FAQs
Q1. What is the GST/HST Credit?
It’s a tax-free quarterly payment from the CRA to help low- and modest-income Canadians offset sales tax costs.
Q2. When is the next GST/HST Credit payment?
The next payment will be made on July 5, 2025.
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Q3. How much will I receive in July 2025?
You may receive up to $179, depending on your income and family size.
Q4. Do I need to apply for the GST/HST Credit?
No. If you filed your 2024 tax return, the CRA will automatically assess your eligibility.
Q5. Who qualifies for the July 2025 payment?
Canadian residents aged 19 or older who filed a 2024 return and have low or modest income under the CRA threshold.
